Although very numerous and weighing heavily on the French economic landscape, very small businesses are not celebrating in terms of credit and India Phone Number List, far from it. Weakened by the crisis, VSEs nevertheless remain the poor relations of credit and support systems for businesses.Data recently published by the Syndicat des Indépendants (SDI) show that restrictions on access to bank credit weigh heavily on the financial
India Phone Number List leeway of micro-enterprises. Thus, it emerges from the survey carried out by the SDI in June 2012 among 915 owners of companies with less than 20 employees, that 41% of very small businesses obtain overdraft authorizations instead of cash loans .
A little more than 65% of the owners of TPE consider that they have a need for India Phone Number List and among them, more than 76% consider that it is a bank loan which would allow them to solve their cash flow problems in the medium term. These solutions offered by banking establishments cost much more than a traditional loan, and do not always constitute an appropriate response to the cash flow requirement. Direct consequence of this situation: the financial costs of VSEs are about 4 times higher than those of SMEs .
